Ride AGI or Get Displaced (The Garry Tan and Naval Playbook)

What to build in 2027

For $100,000 a year on tokens you can already live like a citizen of 2028, because inference is about to grow 90,000x (five orders of magnitude) in 24 to 36 months.

That single bet reframes everything: intelligence is not the bottleneck, cost is.

I broke down the full 68-minute conversation between Naval, Garry Tan, and two founders (Daniel Francis of Abel Police and Farbood Nivi of A-LIST) and pulled out every concrete move they are running right now, so you can act on it without watching it.

In this guide you’ll find:

1. 💸 The cost play: how they drove per-user AI from $100/month to $2.84

2. 🧠 The personal leverage stack: six Codex agents

3. ⚠️ Why compounding errors decide the winner

4. 🇨🇳 The China AI thesis

5. 📘 The CEO operating manual for the AGI era

6. 🚀 What to build in 2027

PS: Here are 4 other resources you should check

↳Alex Karp’s Playbook for Which AI Companies Survive

↳19 great new details about Cursor’s rise

↳Perplexity’s CEO 2026 AI Pitch

↳The First 48 Hours of Claude Fable 5